If you want unbiased “Union Bank Ratings”, you’ve come to the right place. Here is an unbiased review of them to help you find out if they would be a good choice.
Services
They have sections for “individuals”… “small businesses”… “investors”… and “big businesses”. In the individuals and business sections they offer checking accounts, retirement planning, insurance, investments, loans, savings accounts-in other words, all the “standard services”.
How do they stack up with their competition? Here is a revealing review…
Pros
#1) Customer service
This is one of their strongest points. Even though they are a large company they often have the feel of a small town branch.
And that’s not just me talking-their customers continually attest to this in their Union Bank Ratings. Obviously this isn’t the case at every branch-just as a general rule.
#2) Nice incentives
You will get $50 for opening your account and another $50 for setting up online payments-obviously some good rewards. They are among the better incentives out there today and why turn down a free $100?
#3) Sound internet system
On the whole their online system is quite good. It’s simple to navigate and make your transactions, and you shouldn’t have trouble figuring it out.
Cons
#1) Fees
Like a lot of banks, they tend to “nickel and dime” you to death on their services. Often times you won’t even know about it until after the fact.
In other words–be sure you know what you’re getting into before using one of their services. Oftne times you will see charges to your account for services you thought were free.
#2) Unauthorized charges
Also their tracking system leaves something to be desired, and they’ve been known to charge for things they shouldn’t on occasion. This doesn’t happen often, but if it does getting it sorted out can be a hassle.
Conclusion