Recently most people have started to file a dispute online instead of writing a letter stating what that are disputing. Even though this way of disputing a claim is quite comfortable and convenient, you still have to write a letter to them. When you file your credit dispute online you will just end up doing a part of their jobs for them by putting it into the system that they have. Considering the fact that they are coding the dispute you will be doing just that when you send the dispute to them, and code is pertaining to the creditor and the item in particular.
Generally, the response of the report will be done by computers. But it is better to write a letter both in expense and the amount of work that will have to be done on your behalf. Furthermore, the mail that is to be sent will only cost about three to four dollars to send, but when you send the dispute via computer it just allows for the employees at the bureau to get off easy. Ultimately, this means that they don’t necessarily have to do anything towards your dispute claim.
Besides that if you send a dispute to the bureau online it will come back as verified the next day after you have sent it, because at this stage it is not highlighted to the bureau properly just inputted in their system. As a result, the dispute letter cannot come back verified right away at any given time.